Before a loft reaches you, we’ve looked at it.

These mechanisms have conditions: a complaint or a mistake does not automatically lead to compensation.

1. Having your interests defended. Having a representative whose job is to protect and promote the buyer's interests.
2. Confidentiality. Better protecting your maximum budget, your motivations and your strategy.
3. Conflicts of interest handled. Being told about situations that could influence recommendations.
4. A defined mandate. Agreeing in writing on the search, the duration, the services and the remuneration.
5. A regulated profession. Dealing with a licence holder whose record can be checked.
6. Regulated documents. Using the forms that apply to the transaction, with explanations of each.
7. A paper trail. Keeping a record of important information, recommendations, decisions and exchanges.
8. A resource if something goes wrong. Being able to ask the OACIQ for help regarding the broker's activities.
9. Professional liability. Benefiting from an insurance mechanism when a covered liability is established.
10. Protection against certain misconduct. Being able to turn to the FICI in eligible cases of fraud, dishonest dealing or misappropriation.

Financing must take into account expenses that the loan does not necessarily cover. Off-market searching is a way of working, with no guarantee of access to exclusive opportunities.

1. Clarifying your needs. Turning general wishes into usable search criteria.
2. Ranking your criteria. Telling requirements, preferences and acceptable compromises apart.
3. Planning for how your household may change. Considering remote work, children, ageing, separation or a change of job.
4. Setting a comfortable budget. Not confusing maximum borrowing capacity with the level of spending you want.
5. Preparing financing early. Being pointed toward a lender or a mortgage broker.
6. Understanding pre-approval. Knowing it is not the final approval of the financing for the property.
7. Planning for closing costs. Including inspection, notary, transfer duties, adjustments and moving.
8. Planning for the applicable remuneration. Avoiding a late surprise about an amount owed to the broker.
9. Keeping a reserve. Building maintenance, work and the unexpected into the project.
10. Spotting relevant assistance. Being directed to eligibility checks for the FHSA, the HBP and the tax measures that apply.
11. A structured search. Keeping watch in line with your real criteria.
12. Less noise. Setting aside listings that clearly do not fit.
13. Relevant alerts. Following new listings, price changes and properties coming back on the market.
14. Professional information. Using the data available to a broker, according to their tools and usage rights.
15. A useful history. Looking at earlier listings and available transactions.
16. Collaboration between brokers. Tapping a network to identify properties that fit the mandate.
17. Off-market search. Carrying out authorized outreach when the mandate allows it.
18. Buying from a private seller. Being represented even when the seller has no broker.
19. Options you would not have thought of. Discovering other streets, buildings or layouts.
20. A search that keeps going. Keeping the search active despite a busy schedule.

We rely on comparables and adjustments: it is an analysis, not a price guarantee.

1. Sold comparables. Basing your decision on completed transactions.
2. Current competition. Comparing the property with the other choices available.
3. Relevant adjustments. Taking condition, location, size and equipment into account.
4. Time context. Not carrying an old sale straight over into today's market.
5. Price history. Understanding price drops, relistings and time on the market.
6. Reading the asking price. Recognizing that it may reflect a marketing strategy.
7. A reasoned range. Getting an opinion of value with the explanations behind it.
8. The limits of price per square foot. Avoiding a comparison that is too mechanical.
9. Cost after renovations. Comparing a property to renovate with one that is already suitable.
10. A considered ceiling. Setting a maximum that fits the market and your priorities.

1. Organized appointments. Cutting unnecessary exchanges and trips.
2. Prepared visits. Arriving with the essential information and the priority questions.
3. A second pair of eyes. Getting an observation that complements your own first impression.
4. Sharper questions. Going beyond the decor and general impressions.
5. A consistent comparison. Assessing several properties against the same criteria.
6. A memory of the visits. Keeping the strengths, weaknesses and questions of each option.
7. Debriefing after a visit. Separating fixable irritants from serious incompatibilities.
8. Less mental load. Centralizing the steps with one point of contact.
9. Support through uncertainty. Getting through refusals, hesitations and changes of strategy more easily.
10. The freedom to walk away. Being advised when a property is not right, even if you like it.

A broker must verify the information provided and not simply assume it is accurate. The certificate of location must describe the building's current state. An inspection and the broker's liability insurance do not guarantee the absence of hidden defects.

1. Reading the seller's declarations. Understanding the information and the important reservations.
2. Questions about inconsistencies. Getting vague or contradictory answers clarified.
3. Supporting documents. Asking for invoices, warranties and reports that back up the claims.
4. Work history. Telling declared work, documented work and work still to be clarified apart.
5. Past damage. Better understanding the infiltrations, water damage and corrections declared.
6. Certificate of location. Checking that it is available and matches the current state.
7. Rights and restrictions. Spotting easements, encroachments and limitations that need attention.
8. Inclusions and exclusions. Clarifying exactly what comes with the sale.
9. Rented or financed equipment. Detecting obligations that could be transferred.
10. Earlier checks. Bringing problems to light before they jeopardize the transaction.
11. Inspection recommendation. Being told how important a full pre-purchase inspection is.
12. Choosing inspectors. Receiving references that meet the applicable requirements.
13. A realistic timeline. Allowing the time needed to inspect and read the report.
14. Support during the inspection. Making the exchanges and the follow-up of findings easier.
15. Understanding next steps. Identifying the questions to ask the inspector.
16. Additional expertise. Arranging the recommended checks when there are signs they are needed.
17. Pricing the work. Getting quotes from qualified people.
18. Ranking the issues. Telling normal upkeep, major expense and significant risk apart.
19. Sale without legal warranty. Understanding what the exclusion covers and which extra checks are useful.
20. A documented decision. Deciding to proceed, negotiate or exercise the rights provided in the contract.

The conditions must match the buyer's actual project and be properly drafted.

1. The right form. Using the documents that match the type of building.
2. Exact identification of the purchase. Specifying the lots and rights involved.
3. Financing condition. Setting the parameters sought and the deadlines.
4. Inspection condition. Providing for how it applies in your situation.
5. Review of documents. Listing the documents to obtain and how they will be reviewed.
6. Prior sale. Framing, if needed, the sale of your current property.
7. Special conditions. Providing for the municipal checks or expert opinions needed.
8. Consistent dates. Aligning signing, occupancy and moving.
9. Precise commitments. Documenting the repairs, removals or other obligations negotiated.
10. Understanding the commitment. Explaining the consequences before you sign.

No broker can guarantee a discount or a winning offer. With multiple offers, the existence of the others is disclosed, not their content.

1. A reasoned opening price. Presenting a proposal backed by facts.
2. A go-between in the discussions. Limiting impulsive reactions and personal tension.
3. Negotiating the whole deal. Working on dates, inclusions, work and other conditions as well.
4. Understanding the seller's priorities. Using the information that is legitimately available.
5. Presenting your file. Making the offer clear and explaining why it is solid.
6. Handling multiple offers. Adapting your strategy to a competitive context.
7. Discipline in a bidding war. Sticking to your ceiling and your decision criteria.
8. Analyzing counter-offers. Understanding the concessions and what they imply.
9. Negotiating after the checks. Presenting well-founded requests when the context allows it.
10. Knowing when to stop. Recognizing that a requested concession goes beyond what is acceptable.

Since August 14, 2025, Quebec's regulation governs, among other things, the maintenance log, the contingency fund study and the syndicate's certificate. Transitional deadlines apply: the absence of a first study does not automatically mean a syndicate is in breach.

1. Understanding the regime. Telling the implications of divided and undivided co-ownership apart.
2. Reading the rules of the building. Checking that they fit your daily life.
3. Examining the finances. Understanding the budget, the expenses and the documented financial situation.
4. Examining the reserves. Setting the contingency fund against the needs that are known.
5. Spotting special assessments. Identifying those adopted or being considered.
6. Reading the minutes. Picking out work, recurring problems and important decisions.
7. Understanding future upkeep. Examining major work and the planning documents available.
8. Identifying disputes. Bringing out disclosed proceedings, claims and disagreements.
9. Clarifying accessory rights. Checking parking, storage, balcony and terrace.
10. Buying into a whole building. Assessing the condominium beyond the unit you visited.

These topics fall under separate rules (City of Montreal, housing tribunal, CMHC, etc.): we point you in the right direction, and the checks are done with the right resources.

1. Knowing the micro-markets. Comparing the streets and areas that matter to your project.
2. Daily life. Assessing transit, services, commutes and access according to your habits.
3. The immediate surroundings. Considering noise, deliveries, shops and traffic.
4. How the neighbourhood is changing. Examining known public projects that could change the surroundings.
5. A renovation project. Arranging the zoning and permit checks.
6. Heritage. Identifying constraints that could affect the work you have in mind.
7. Municipal costs. Planning for transfer duties under the applicable Montreal rules.
8. A property occupied by a tenant. Having the feasibility and timing of the occupancy you want checked.
9. Right of pre-emption. Detecting whether one applies and could affect how the sale unfolds.
10. The buyer's particular situation. Quickly pointing to the checks required, notably for some non-Canadians.

The extent of services after the purchase is clarified with us.

1. A centralized calendar. Following everyone's dates and responsibilities.
2. Tracking the conditions. Checking the documents received and the steps still open.
3. Notices and amendments. Formalizing the extensions and changes needed.
4. Coordinating everyone involved. Smoothing the exchanges with lender, inspector, syndicate and notary.
5. File sent to the notary. Gathering the relevant transaction documents.
6. Insurance preparation. Reminding you of the steps to insure the property at the right time.
7. Check before delivery. Arranging a visit if agreed and defining its purpose.
8. Handing over access. Organizing keys, remotes, codes and useful information.
9. Following up on commitments. Taking stock of the obligations still to be carried out.
10. Support after the purchase. Pointing first questions and problems to the right resources.